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Finance Calculators

Free finance calculators for mortgages, loans, compound interest, retirement, debt payoff, and more. Plan your money with fast, accurate tools that run entirely in your browser — no signup, no spreadsheets.

14 free finance calculators

Mortgage Calculator

Calculate your monthly mortgage payment, view the full amortization schedule, and see how much house you can afford. Free, fast, and no signup required.

Compound Interest Calculator

Calculate how your investments grow over time with compound interest. Add regular contributions, compare compounding frequencies, and see your future balance.

Retirement Calculator

Calculate how much you need to retire, find your FIRE number, and see if you are on track. View projections of your retirement savings growth over time.

Debt Payoff Calculator

Calculate how fast you can pay off debt with extra monthly payments. See exactly how much interest you will save and when you will be totally debt-free.

Savings Goal Calculator

Calculate how much you need to save each month to reach your financial goal. See how different timelines and interest rates affect your required savings.

Annualized Return Calculator

Calculate your annualized return (CAGR), total ROI, and annual rate of return on any investment. Enter your initial and current value to see how it grew.

Loan Comparison Calculator

Compare up to 3 loan offers side-by-side. See which loan has the lowest total cost, monthly payment, and interest charges to make the best borrowing decision.

Net Worth Calculator

Calculate your net worth by adding up assets and subtracting liabilities. See your complete financial picture and track your wealth progress over time.

Emergency Fund Calculator

Calculate your ideal emergency fund based on risk tolerance, employability, and household situation. Get a personalized savings target in months of expenses.

Education Savings Calculator

Calculate how much to save for university or college. Factor in tuition inflation, investment returns, and see if you're on track for education costs.

Paycheck Calculator

Calculate your take-home pay after taxes and deductions. Enter your income and tax brackets to see how much of your salary you keep versus pay in taxes.

Credit Card Payoff Calculator

Calculate how long it takes to pay off your credit card and how much interest you will pay. See how extra monthly payments can save you money and time.

Hourly to Salary Calculator

Convert hourly wage to annual salary and back again. See how much you earn yearly, monthly, and weekly based on your hourly rate and the hours you work.

Inflation Calculator

Calculate how inflation affects your money over time. See what today's dollars will be worth in the future and what past amounts equal in today's value.